Health insurance for students
Purpose of the insurance
In order to provide its foreign students with a more affordable mandatory insurance coverage, the Università della Svizzera italiana has agreed with Groupe Mutuel an extremely convenient collective insurance policy named Academic Care.
It offers basic illness, accident and maternity health care benefits similar to the compulsory benefits under the Swiss Federal Law on Compulsory Health Care (KVG-LAMal), but at a much lower cost.
Terms and conditions
This offer is valid primarily for students coming from the extra- EU/EFTA countries, who are enrolled in one of USI's programmes, who are not older than 40 years of age and who hold a residence permit for the Canton of Ticino for study purposes.
The annual deductible is 100 CHF, whereas the monthly premium costs vary depending on the insured’s age:
The policy can be renewed for a maximum of 6 years.
For more information, please see:
How to apply
Students who meet all of the above-mentioned criteria can apply through CAST Consulenza Assicurativa Ticino SA.
Applicants are required to submit the following documents:
It is possible to sign up for the Academic Care insurance within three months from the date of entry into Switzerland. After this deadline, it is compulsory to be insured with the basic insurance according to the LAMal.
The billing will be done by USI. At the beginning of each semester the insured students will receive an invoice for the following 6 months. The bills must be paid within 30 days from the date of their issue.
It is not possible to make payments by instalments. Please note that USI will not release neither the certificate of attendance nor the diploma at the end of the studies to those who haven't paid off their debts.
Insured person’s duties
The insured student must inform both USI and CAST about any important changes, such as mailing address, residence permit, end of studies or the final departure from Switzerland.